Essex Business School, University of Essex
Mob: +39 340 2385999
stefano.filomeni@essex.ac.uk | stefilomeni@gmail.com
WORK EXPERIENCES
October 2017 – today University of Essex, Colchester (UK)
Essex Business School
Department of Finance
Lecturer in Finance – Permanent Contract
January 2015 – Sept. 2017 Banca IMI S.p.A. (Intesa Sanpaolo Group)
Securitisation Department
Capital Markets – Credit Solutions Group
Securitisation Manager – Permanent Contract
April 2013 – Dec. 2014 Intesa Sanpaolo – Corporate & Investment Banking Division
International Department
Milano Foreign Corporates Branch
Relationship Manager Assistant – Permanent Contract
October 2010 – March 2013 Intesa Sanpaolo – Corporate & Investment Banking Division
Large Corporate Department
Milano Scala Large Corporate Branch
Relationship Manager Assistant – Permanent Contract
March 2010 – Sept. 2010 UniCredit Corporate and Investment Banking
Agency of Milano Duomo Large Corporate
Internship
SCIENTIFIC ASSOCIATIONS
2020 – today Member of the “Fellow (FHEA) of the Higher Education Academy”, in recognition of attainment against the UK Professional Standards Framework for teaching and learning support in higher education
2017 – today Member of the “Associazione dei Docenti di Economia degli Intermediari e dei Mercati Finanziari (ADEIMF)”
SCIENTIFIC COMMITTEE MEMBERSHIP
Feb. 2021 – today University of Cassino and Southern Lazio, Cassino (Italy)
with participating universities:
– University of Molise, Campobasso (Italy)
– University “G. d’Annunzio” of Chieti-Pescara, Chieti-Pescara (Italy)
– University of Salerno, Salerno (Italy)
Member of the Scientific Committee of BifeLab
Dec. 2020 Sapienza Università di Roma, Rome (Italy)
Faculty of Economics
Member of the Scientific Committee of the international DLT Banking Conference “New challenges in the banking system: the role of distributed ledger technology”
Moderator of the session “DLT: Payment System and Asset Management” (Dec. 17, 2020)
July 2019 University of Essex, Colchester (UK)
Essex Business School
Member of the Scientific Committee, internal reviewer, and discussant for the workshop on “Financial Fragmentation and Challenges for SMEs’ Financing”
EDUCATION
January 2011 – March 2014 Università Politecnica delle Marche, Ancona (Italy)
Faculty of Economics “Giorgio Fuà”, Department of Economic and Social Sciences (DiSES)
PhD in Economic Sciences (English Language)
(Agreement between Università Politecnica delle Marche and Intesa Sanpaolo)
Title of Ph.D. Thesis: “Three Essays on Banking:
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- What drives loan officer discretion in credit scoring?
- Does soft information in credit scoring affect credit availability?
- Senior-subordinated structure: buffer or signal in securitisation?”
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Supervisor: Prof. Alberto Zazzaro
Sept. 2012 – Dec. 2012 Indiana University, Kelley School of Business – Bloomington (Indiana – USA)
PhD Visiting Scholar
Finance Department, Faculty Host: Professor Greg Udell
August 2011 Master in Economics (II Level), Faculty of Economics “G. Fuà”, Ancona (Italy)
Sept. 2008 – July 2010 Università Commerciale “L. Bocconi”, Milan (Italy)
Master of Science (Graduate Program) in “International Management”, entirely taught in English
Title of Final Thesis: “Securitisation: Financial Stability after Financial Crisis?”
Supervisor: Prof. Stefano Zorzoli
Department of Finance
Graduation grade of 102/110
Sept. 2005 – July 2008 Università Commerciale “L. Bocconi”, Milan (Italy)
Bachelor’s Degree (Undergraduate Program) in “Business Administration” (CLEA)
Title of Final Report: “Equity Risk Premium: Diversificazione Settoriale o Geografica?” Supervisor: Prof. Carlo Maria Pinardi
Department of Accounting, Finance and Control
Final grade of 104/110
Sept. 2000 – July 2005 “Liceo Classico Statale Ugo Foscolo”, Pavia (Italy)
Humanistic High School Diploma with a final grade of 88/100
EXPERIENCES ABROAD
Sept. 2012 – Dec. 2012 Indiana University, Kelley School of Business – Bloomington (Indiana – USA)
PhD Visiting Scholar – Finance Department, Faculty Host: Professor Greg Udell
July 2009 “National University of Singapore” (NUS) – Singapore
Campus Abroad Bocconi
Exam passed: “Investment Banking and Structured Finance”, taught in English
Sept. 2007 – Dec. 2007 “The Ohio State University – Fisher College of Business” – Columbus (Ohio, USA)
Exchange Program Bocconi, 4 exams passed and entirely taught in English
July 2007 – Aug. 2007 “Fudan University” – Shanghai (China)
Campus Abroad Bocconi
Exam passed: “The Economics of Globalization”, taught in English
Aug. 2003 – Jan. 2004 “Central Christian School” (High School) in Kidron (Ohio – USA)
Six-month Study Program, during the 4th year of High School
PUBLICATIONS
January 2021 Udichibarna Bose, Stefano Filomeni, Sushanta Mallick
“Does bankruptcy law improve the fate of distressed firms? The role of credit channels”
Journal of Corporate Finance
DOI: https://doi.org/10.1016/j.jcorpfin.2020.101836
Paper presented at
– EBS Finance Group virtual research festive event (Essex Business School, 16th Dec., 2020)
January 2021 Stefano Filomeni, Gregory F. Udell, Alberto Zazzaro
“Hardening soft information: does organizational distance matter?”
The European Journal of Finance
DOI: https://doi.org/10.1080/1351847X.2020.1857812
Paper presented at:
– Japan Finance Corporation Research Institute (Tokyo, 21st March, 2013)
– CERBE (Rome, Dec. 2014)
– Euricse (Trento, June 2015)
– University College Dublin (Ireland, Nov. 2015)
– University of Strathclyde (Glasgow, Scotland, Nov. 2015)
– 2016 Wolpertinger Conference 2016 (Verona, Italy, Sept. 2016)
– SIE Annual Meeting at Bocconi University (Milan, Oct. 2016)
– University of Genoa (Genoa, Italy, September 2016)
October 2020 Stefano Filomeni, Gregory F. Udell, Alberto Zazzaro
“Communication frictions in banking organizations: Evidence from credit score lending”
Economics Letters, Volume 195, 109412
DOI: https://doi.org/10.1016/j.econlet.2020.109412
July 2020 Seng Kiong Kok, Stefano Filomeni
“The holding behavior of Shariah financial assets within the global Islamic financial sector: A macroeconomic and firm-based model”
Global Finance Journal
DOI: https://doi.org/10.1016/j.gfj.2020.100557
May 2011 Stefano Filomeni
“Securitisation: Financial Stability after Financial Crisis? The impact of securitisation deals in provoking and fomenting the recent financial crisis”
LAP Lambert Academic Publishing
ISBN 978-3-8443-9455-9, paperback, 108 pages
WORKING PAPERS
- Stefano Filomeni, Michele Modina, Elena Tabacco
“Trade Credit and Firm Investments: Empirical Evidence from Italian Cooperative Banks”
Essex Finance Centre Working Papers 30149 (03/2021), University of Essex, Essex Business School (UK)
- Alessandro Bitetto, Paola Cerchiello, Stefano Filomeni, Alenssandra Tanda
“Machine Learning and Credit Risk: Empirical Evidence from SMEs”
Department of Economics and Management (DEM) Working papers 201 (02/2021), University of Pavia (Italy)
- Stefano Filomeni, Selena Frederick
“Securitization and Risk Appetite: Empirical Evidence from US Banks”
Paper presented at:
– 2019 International Risk Management Conference (IRMC) (SDA Bocconi School of Management, June 2019)
- Barbara Casu, Laura Chiaramonte, Ettore Croci, Stefano Filomeni
“Use it or Lose it. Credit Lines and Liquidity Risk Management”
Paper presented at:
– FMA European Conference (University of Agder, Norway, June 2018)
– Conference on Contemporary Issues in Banking (University of St Andrews, Scotland, December 2017)
– 2017 FINEST Summer Workshop (Essex Business School, 6th July 2017)
– University of Southampton (United Kingdom, Nov. 2017)
- Stefano Filomeni, Franco Fiordelisi, Davide Salvatore Mare
“The value of human relationship in Fintech fundraising?”
- Stefano Filomeni, Konstantinos Baltas
“Senior-subordinated structure: buffer or signal in securitisation?”
- Alessandro Bitetto, Stefano Filomeni, Michele Modina
“Forecasting default risk of Italian MSMEs using accounting and market information”
- Stefano Filomeni, Udichibarna Bose, Anastasios Megaritis, Athanasios Triantafyllou
“Predicting Corporate Default: The Role of Soft, Hard and Market Information”
Paper presented at:
– 2019 EFiC Conference in Banking and Corporate Finance (Essex Business School, July 2019)
- Stefano Filomeni, Alessia Lo Turco
“Chinese imports and emerging markets’ manufacturing labour demand: Evidence from Brazil and Turkey” (Sept. 2012)
Paper presented at:
– 2012 European Trade Study Group (ETSG) Annual Conference
Faculty of Business and Economics – University of Leuven, Belgium – September 13-15, 2012
URL: http://www.etsg.org/ETSG2012/Programme/Papers/232.pdf
- Stefano Filomeni
“European and Latin American Emerging Markets and Chinese Competition an empirical analysis of the manufacturing labor demand” (Oct. 2011)
Paper presented at:
– XII Meeting of Economists of Neolatin Language “Policy for the Crisis Resolution: a comparison between Mediterranean Europe and Latin America”
Faculty of Economics, University of Coimbra, Portugal – October 22nd, 2011
TEACHING
In my teaching activity, I corroborate theoretical underpinnings with my working experience in the financial industry by providing students with real case scenarios to make learning more effective and to foster students’ in-class interaction and engagement
2020 – today International Finance – Essex Business School (Undergraduate)
No Student Assessment of Modules and Teaching (SAMT) scoring is available yet
2017 – today MBA Project – Research Methods and Skills – Essex Business School (MBA)
Student Assessment of Modules and Teaching (SAMT) scoring 4.7 / 5.0
2017 – today Development Finance and Microcredit – Essex Business School (Undergraduate)
Student Assessment of Modules and Teaching (SAMT) scoring 4.7 / 5.0
2017 – today The Pricing of Securities in Financial Markets – Essex Business School (Undergraduate)
Student Assessment of Modules and Teaching (SAMT) scoring 4.2 / 5.0
In cooperation with the Essex Business School Learning Team and the Development Management Team (Learning Technology), I implemented the use of the TurningPoing polling software by creating an interactive learning environment during his module BE331 lectures which benefitted my students in several ways: increased level of students in-class engagement, increased level of students’ satisfaction, decreased degree of uncertainty about the in-class test’s structure, and enhanced students’ preparation in light of the in-class test.
2017 – today Finance Research Project – Essex Business School (Undergraduate)
No Student Assessment of Modules and Teaching (SAMT) scoring is available
2017 – today Student Success Tutorial – Essex Business School (Undergraduate)
No Student Assessment of Modules and Teaching (SAMT) scoring is available
SCHOLARSHIP AWARDS
May 2019 University of Essex, Colchester (UK)
Essex Business School
Essex Excellence in Education Award
The reviewers and the Panel, chaired by PVC Education, agreed that “Stefano’s application and the supporting materials reflect that he constantly looks to improve students’ learning experience and deliver excellence throughout the course, using TurningPoing to assess how students are doing to fill gaps where students are not performing as well”, demonstrating my high-quality of teaching
May 2011 Winner of Scholarship Award granted by Società Cooperativa Farmaceutica (CoFa) Milan, Italy
GRANTS AND EXTERNAL RESEARCH FUNDING
September 2018 Winner of the €3,000 grant “ACRI – Young Investigators Training Program” titled “Recent trends in the innovation of financial systems: challenges for regulators and institutions” promoted by the Department of Economics “Marco Biagi”, University of Modena and Reggio Emilia (Italy) on a project entitled “Credit risk: a comparative empirical analysis”
Visiting Lecturer (related to the aforementioned grant)
Host Institution: University of Genoa, Dept. of Economics, School of Social Sciences, Genoa (Italy)
Faculty Host: Professor Laura Nieri
REFEREEING ACTIVITY
- “Associazione dei Docenti di Economia degli Intermediari e dei Mercati Finanziari (ADEIMF)”
- The European Journal of Finance
- Economic Modelling
- The British Accounting Review
- The International Journal of Entrepreneurship and Small Business
- Frontiers in Artificial Intelligence: Special issue on AI in Finance “Financial intermediation versus disintermediation: Opportunities and challenges in the FinTech era”
CONFERENCES AND WORKSHOPS
April 2020 – today University of Essex, Colchester (UK)
Essex Business School
Essex Finance Centre virtual seminars
To maintain an active discussion with academics and other policymakers around the world during the pandemic
April 2020 – today Università Politecnica delle Marche, Ancona (Italy)
Faculty of Economics “Giorgio Fuà”, Department of Economic and Social Sciences
Money and Finance Research (Mo.Fi.R.) group Virtual Seminars on Banking
To maintain an active discussion with academics and other policymakers around the world during the pandemic
Dec. 2020 Sapienza Università di Roma, (Rome, Italy)
Faculty of Economics
DLT Banking Conference “New challenges in the banking system: the role of distributed ledger technology”
Moderator of the session “DLT: Payment System and Asset Management” (Dec. 17, 2020)
Nov. 2020 Liverpool John Moores University, Liverpool (UK)
Liverpool Business School
International Business Management and Strategy (IBMS) research workshop (Nov. 18)
Presenter of the study “Hardening Soft Information: Does Organizational Distance Matter?”
July 2019 University of Essex, Colchester (UK)
Essex Business School
2019 EFiC Conference in Banking and Corporate Finance
Presenter of the study “Predicting Corporate Default: The Role of Soft, Hard and Market Information”
June 2019 Università Commerciale “L. Bocconi” (Milan, Italy)
SDA Bocconi School of Management
2019 International Risk Management Conference (IRMC)
Presenter of the study “Securitization and Risk Appetite: Empirical Evidence from US Banks”
November 2019 University of Pavia, Pavia (Italy)
Department of Economics and Management (DEM)
The first workshop on FinTech opportunities and challenges
Promotion of the Special issue on AI in Finance “Financial intermediation versus disintermediation: Opportunities and challenges in the FinTech era” of Frontiers in Artificial Intelligence for which I was appointed as external reviewer
July 2017 University of Essex, Colchester (UK)
Essex Business School
2017 FINEST Summer Workshop on “Complexity, Uncertainty and Challenges in the Financial Sector”
Sept. 2016 Università di Verona, Verona (Italy)
Wolpertinger Conference 2016
European Association of University Teachers of Banking and Finance (annual meeting)
June 2014 Università Politecnica delle Marche, Ancona (Italy)
Faculty of Economics “Giorgio Fuà”, Department of Economic and Social Sciences (DiSES)
3rd MoFiR Workshop on Banking (Money and Finance Research Group)
Mar. 2013 Università Politecnica delle Marche, Ancona (Italy)
Faculty of Economics “Giorgio Fuà”, Department of Economic and Social Sciences (DiSES)
2nd MoFiR Workshop on Banking (Money and Finance Research Group)
Feb. 2012 Università Politecnica delle Marche, Ancona
Faculty of Economics “Giorgio Fuà”, Department of Economic and Social Sciences (DiSES)
1st MoFiR Workshop on Banking (Money and Finance Research Group)
Sept. 2012 University of Leuven, Belgium
Faculty of Business and Economics
2012 European Trade Study Group (ETSG) Annual Conference
Presenter of the study “Chinese imports and emerging markets’ manufacturing labour demand: Evidence from Brazil and Turkey”
Oct. 2011 University of Coimbra, Portugal
Faculty of Economics
XII Meeting of Economists of Neolatin Language
“Policy for the Crisis Resolution: a comparison between Mediterranean Europe and Latin America” – October 22nd, 2011
Presenter of the study “European and Latin American Emerging Markets and Chinese Competition an empirical analysis of the manufacturing labor demand”
Oct. 2011 Università Commerciale “L. Bocconi” (Milan, Italy) in collaboration with Intesa Sanpaolo
Centre for Applied Research in Finance (CAREFIN) – October 10th, 2011
“Bank Competitiveness in the Post-Crisis World” – Implications of Regulatory Reforms and Exit Strategies
ADMINISTRATIVE ROLES
Academic Year 2019/2020 University of Essex, Colchester (UK)
Essex Business School
Plagiarism Officer for the Finance Group
Academic Year 2017/2018 University of Essex, Colchester (UK)
Essex Business School
Early Career Researchers (ECRs) representative reporting to the Research Committee
LANGUAGE SKILLS AND COMPETENCES
ITALIAN: Mother tongue
ENGLISH: Fluent (English language exam passed – C1 Business Level, Bocconi University, June 2010)
SPANISH: Good – (Spanish language exam passed – B1 Business Level, Bocconi University, Jan. 2010, grade 30/30 laude)
FRENCH: Basic
COMPUTER SKILLS AND COMPETENCES
Competent with the operating systems Windows, Mac OS and Linux, Microsoft Office programmes (Word, Excel and Powerpoint) and Internet programmes (Internet Explorer and Mozilla Firefox).
Good familiarity with econometric analysis and statistical software (Gretl, STATA10/12 SE, R) and good experience in gathering and processing financial data, at both macro and micro level.
Achievement of the “European Computer Driving License” (ECDL), June 2007 – Bocconi University.
PERSONAL SKILLS AND COMPETENCES
Excellent skills in Tennis, with the achievement of the Title of Champion of Pavia in the category “Under 16” and ranked sixth in the Region of Lombardia
Tournament Supervisor and Chair Umpire for the Italian Tennis Federation (FIT)
Very good capabilities in Golf, with the attendance of Golf Clubs in both Milan and Pavia
Other sports practiced: skiing, snowboarding, swimming, jogging and indoor soccer with the occasional attendance of gym
In the field of music, good at playing the drums for many years
